bundling your insurance policies - is it the right move?

Whether you're driving a box truck, front loader, flatbed, semi, tank, or auto hauler, you'll need to carry truck insurance through a place like North American Brokerage Inc. The cost of your insurance is going to vary widely depending on a number of factors including the type of truck, your driving radius, location, driving history and any limits you need. Keep in mind that you shouldn't choose a truck insurer solely based on rates.

When you are required to obtain SR-22 coverage, you might find that the prices are higher than traditional insurance policies. If you are required to have SR-22 coverage, it is important that you understand what it is and how you can get the lowest rates possible.  What Is an SR-22? An SR-22 is required by the Department of Motor Vehicles (DMV) in special circumstances. Instead of providing proof that you have coverage to the DMV, your insurance provider has to submit it for you.

If you are enrolled in a group life insurance program, it is likely that you have access to living benefits, also known as accelerated death benefits. Living benefits are an aspect of life insurance that many people are confused about, and it is best to understand what they entail before you need to use them. In short, living benefits allow you to access a portion of your life insurance benefits while you are still alive if you are terminally or severely chronically ill.

Many people are not aware that their credit score can have an impact on the amount that they pay for car insurance, unless they live in Hawaii, Massachusetts or California, where the practice is outlawed. If you have just learned this, you may have many questions about this topic. This article will address a few frequently asked questions about auto insurance and your credit score. Why Does a Credit Score Impact an Auto Insurance Rate?

Needing SR22 insurance is not something you have a choice about. If you received a major traffic violation, such as a DUI, or obtained way too many driving violations, your local Driver Motor Vehicle (DMV) will require this. When you receive the notification, you better rush and find coverage, because you will not have a long period of time to do this. Here are several things you should realize as you prepare to get coverage.

If you've been driving for a few years or more, you may have already been involved in a minor at-fault fender-bender or other auto accident. It's likely that your insurance company helped pay to repair both your vehicle and the other(s) involved in the crash -- and your insurance rates may have risen dramatically as a result of this negative mark on your driving record. However, if a natural disaster causes you to crash your car through no fault of your own (like sudden hail that prevents you from seeing the vehicle in front of you, or a gust of wind that drives your vehicle into an adjacent one), you may feel these penalties are unfair.

While traditional wisdom says to buy 5-10 times your yearly income worth of life insurance, you might balk at the idea of buying $500,000 worth of coverage when you only make $50,000 a year. To maintain a healthy budget, you might decide to purchase significantly less—which could put your family at risk later. Here are two things you should think about before you shop for life insurance so that you choose the right policy for your situation: