Selecting the right auto insurance policy is important. You don't want to spend too much money. At the same time, it's unwise to not have sufficient coverage of potential property losses and legal liability. Knowing what factors determine the right policy for a motorist can help drivers save money and have greater peace of mind. When you consult with an agent, think about these three factors. Daily Average Driving Miles

If you're planning to buy a new car, you might want to compare insurance costs first. If you have an old car now, your insurance costs might jump quite a bit if you switch to a new car. Here's a look at some things that affect the cost of an auto insurance policy.  1. Your Credit Score You may not realize it, but if you have a low credit score, you may pay more for your insurance.