Now that you're about to close on a house, you want to learn how to keep your homeowners insurance rates as low as possible. A relatively high deductible keeps premiums lower, but you also might consider getting certain types of home improvements that insurance agents like to see. Security features and enhancements that protect the house from adverse weather are examples. You don't need to have all these improvements done at once, but they are possibilities to keep in mind whenever you decide to make changes.

Every state in the United States requires some minimum level of car insurance coverage for all drivers, so if you own a vehicle, paying a car insurance deductible is just part of the process. How much do you really know about auto insurance, though? There are a lot of untrue myths floating around out there, and if you let them guide your decisions, you may find yourself paying more than you need, or discovering that you don't really have the right coverage after all.