It's essential that you make all of the payments for your auto insurance policy on time. You might be subject to late fees for late payments. Even worse, your policy coverage could lapse if you forget a premium payment. 

The following are six things you can do to avoid overlooking your auto insurance premium payments. 

Set up automatic payments with your insurance provider

One of the best things you can do to make sure that every single premium payment is made on time is to set up automatic payments through your auto insurance company.

Insurance providers generally offer an automatic payment feature. In fact, many auto insurance providers will even give clients a discount if they set up automatic payments. You just need to make sure that you have enough money in your account at the time of payment so that the payment clears. 

Set up automatic payments through your financial institution

Financial institutions like banks often offer automatic payment features for the accounts that they provide. You should look into this possibility with your financial institution.

Your insurance premium amount is probably fixed. You can therefore set up an automatic payment for your monthly premium amount so that the amount due is sent to your insurance provider without your having to lift a finger. 

Put a reminder alarm on your smartphone

Another thing you can do is set up a payment reminder on your smartphone. You can simply do this using the alarm clock feature on your phone. You can also set up payment reminders using an app that's designed specifically for the purpose. 

Pay your premium upfront

Most auto insurance providers give clients the option to pay for their entire policy upfront. Auto insurance policies are generally set up to last six months or a year. You can make all of your payments upfront so that your next payment won't be due until the policy term is up. 

Set a strategic payment due date

Auto insurance providers usually allow clients to pick the day on which their payment is due. If you pick a day of the month of special significance to you, it will be easier to remember your payment due date. 

Put a note on your calendar

If you keep a physical calendar or a digital calendar on your phone, you can put a note on it to remind you that your payment is due. Make sure that you check your calendar frequently for this method to be effective.